Financial Aid

You are here


SAT Prep Online Registration Form

Taxonomy upgrade extras: 

Thank you for your interest in the SAT Prep & Financial Aid Workshop. If you have any additional questions or concerns, if you encounter problems with registering online, or if you require special accommodations please Contact SATprep@desu.edu . To register online, please fill out the form below.

Financial Aid — Current Students

Body: 
Graduating seniors: Click here for important information on the Exit Counseling requirement for graduation. As a student borrower you are legally required to complete Exit Counseling if you have taken one of the following actions and were a recipient of Title IV financial aid: Graduated or will be graduating from your program of study Withdrawn Ceased attending Were enrolled for less than half time (6 credits Undergraduate / 3 credits Graduate) The purpose for this process is to help you (the student borrower) understand your rights and responsibilities while providing information to help you manage your loans. You must complete the Exit Counseling even if you plan to register for the upcoming semester. Please make sure you read all directions prior to logging in (you must login using your FAFSA Pin). Once you are in the system, follow all steps until you have finished. Directions for accessing the counseling are listed below: Logon to www.studentloans.gov  Select: Counseling Demo Select: Exit Counseling Option Lastly, we recommend that you contact your servicer to find out about repayment options which may be available to you. If you are unsure of who services your loans, you can logon to www.nslds.ed.gov/nslds_SA/, select Financial Aid Review to get the correct information. Please allow at least 5 business days for your DSU records to reflect that you have completed this process. DEADLINE: MAY 2, 2014 PLEASE NOTE: If you have received a Federal Perkins or Nursing Loan, you will receive an exit packet from Campus Partners at a later date. To secure a copy of your debt summary, log on to: www.campusloans.com. If your graduation date is incorrect, forward an email: lthompson@desu.edu listing your expected graduation date. Failure to complete the counseling could result in a hold being placed on your student records.   As the  spring semester progresses, it is time to start thinking about the next academic year. The Office of Financial Aid has posted information below to assist you with your financial aid planning.  Please e-mail us at faid@desu.edu if you have any questions.  You can visit the office Monday, Tuesday, Thursday, and Friday from 9:00 a.m. to 4:00 p.m; the office is open until 6:00 p.m. on Wednesdays.  There is no appointment necessary.   Download a copy of our "Important Things You Must Know As You Go" Student Checklist.   Early Refund Discontinued Beginning with the fall 2014 semester, Delaware State University will no longer participate in the early refund process. Refunds of student account funding that exceeds the total costs and expenses for fall 2014 will now be made available in late September. Because refunds will not be issued prior to the start of the semester, students who choose off-campus housing must be financially responsible for their deposit and lease obligations as the academic year begins. If you will not be financially prepared, DSU offers a variety of opportunities for on-campus housing that can meet your needs. For upperclassmen, this includes the DSU Living and Learning Commons,  the new residential facility that opened this year. Students can apply for on-campus housing beginning April 15 through a link that will be sent to your DSU email account. If you have any questions about the refund process, you may contact the Office of Financial Aid at 302.857.6250 or faid@desu.edu.

Returning and Transfer Students Scholarships

Body: 
Delaware State University Foundation scholarships have been made possible by a generous commitment from Foundation donors. The DSU Foundation supports students who have demonstrated a commitment to completing their education and have met various criteria as specified by our donors and scholarship awarding committee. Returning / current DSU students and transfer students who wish to be considered for University Privately Funded Scholarships, including Alumni Legacy Endowed Scholarships should review the information below. Applying for a scholarship does not mean you will automatically be awarded a scholarship but your application will be reviewed for consideration by the scholarship committee. The scholarship application period is open from January 6, 2014 to March 15,2014 for school year 2014-2015. Private scholarships awarding for school year 2014 - 2015 will be awarded according to the: Donor's guidelines Availability of funds Financial need Privately Funded Scholarships Eligibility Applicants must have completed a minimum of 1 semester at DSU by the beginning of the 2014 – 15 school year or be entering as a transfer student. Must complete a FAFSA by the Financial Aid Priority Deadline of March 15th. Must have a 2.5 minimum cumulative GPA., unless stated otherwise. Award Information Scholarships are disbursed evenly between the Fall and Spring semester of each academic year. Scholarships may only be used to cover direct educational expenses billed by the University (tuition, fees, housing, meal plans and book vouchers). All scholarships funds that exceed direct educational expenses will be reduced. Students who are awarded a scholarship, must send a thank you letter to the Office of Development via email at dsufoundation@desu.edu. Guidelines for Thank You Letters Students who are awarded scholarships, may send the required thank you letter by email as an attachment in “Word” document format, only.  Please do not type your letter in the body of the email.  It must be a “letter”, not an emailed “message.” Your letter may be up to 150 words in length and should be composed in a standard business letter format.    Application Process Application available on-line January 6 – March 15, 2014 for the 2014 – 15 academic year. FAQ | Scholarship Application | Available Scholarships   The Osher Reentry Scholarship   The Osher Reentry Scholarship is available to adults who are entering DSU after a five year cumulative gap in pursuing their first bachelor’s degree. To apply, please download the following e-application; after completion, email it to dsufoundation@desu.edu. For more information, contact the Office of Development at dsufoundation@desu.edu or 302.857.6055.   Award Information Scholarships may be used to cover tuition only. Scholarships amounts are up to $5,000. The Alumni Legacy Endowed Scholarship Eligibility Applicants must be children and grandchildren of DSU alumna/nus. Applicants must have completed a minimum of 1 semester at DSU by Spring 2013 or be entering as a transfer student. Must complete the FAFSA by the Financial Aid Priority Deadline of March 15th. Click here for FAFSA website. Must have a 2.5 minimum cumulative GPA. Award Information Scholarships are disbursed evenly between the Fall and Spring semester of each academic year. Scholarships may only be used to cover direct educational expenses billed by the University (tuition, fees, housing, meal plans and book vouchers). All scholarship funds that exceed direct educational expenses will be reduced. Application Process Application available online January 6 – March 15, 2014 for the 2014 –15 academic year. Submit three letters of recommendation. One letter of recommendation should be from an alumna / alumnus of Delaware State University. Letters of recommendation should be submitted no later than March 15th to: Alumni Legacy Scholarship Committee c/o Office of Development Delaware State University 2nd Floor Admin Bldg 1200 North DuPont Highway Dover, DE, 19901 or via email to: dsufoundation@desu.edu. A 250-word essay is required that describes what receiving Alumni Legacy Scholarship support means to you and why you are requesting such support. Also explain why you should be selected for a scholarship. If you have a particular financial need, include a paragraph about this topic. FAQ | Scholarship Application | Available Scholarships Deadlines   March 15th - FAFSA Application (Priority Consideration)   March 15th - Scholarship Application (Priority Consideration) For questions or concerns please contact the Delaware State University Office of Financial Aid at 302.857.6250 or via email at dsufoundation@desu.edu. Please note that Federal and University financial assistance is available only to U.S. citizens and Permanent Residents. Also, please be aware that scholarships, policies, guidelines, and criteria are subject to change without prior notification. Frequently Asked Questions Q. Will scholarships cover the full cost of my education at DSU? A. Delaware State University is committed to making higher education accessible, as demonstrated by our reasonable tuition for in-state and out-of-state students and in our variety of scholarships, financial aid programs, and financing plans. While we strive to make a University education affordable, virtually all students will have a combination of student and family contributions and student/parent loans in addition to any grants or scholarships awarded. Q. I am a high school senior looking to come to DSU in the fall. May I apply for these scholarships? A. The Office of Admissions offers scholarships to incoming, first-time freshmen. The Returning and Transfer Student Scholarships are only available to returning students or those students transferring to Delaware State University from other institutions. Q. I have applied for admission to DSU as a transfer student, but when I try to complete the application, I get an error message indicating I am not a student. Why? A. Only a transfer student whose application has been accepted by the Office of Admissions may complete the scholarship application. If your application is incomplete or has not been finalized, you may not apply. Q. What is the user ID and password for the application? A. The user ID is your Delaware State University student ID# and the password is the PIN you use to access Student Services. If you are a transfer student and do not know your student ID# or PIN, please contact the Office of Records and Registration. Q. The list of available scholarships does not indicate how much each is worth. How do I know which ones to select if I don't know how much they are worth? A. The scholarships come from various sources such as endowments and private donations and the award amounts are often left to the discretion of the Scholarship Committee based upon the number of applicants, availability of funds, and overall merit and financial need of the applicants. The average scholarship recipient received a total of $2,000 in 2010 – 11. Q. When should I expect to get a refund check from my scholarships? A. Scholarships may only be used to cover direct educational expenses billed by the University (tuition, fees, housing, meal plans and book vouchers). All scholarship funds that exceed direct educational expenses will be reduced. There are no exceptions to this policy. Q. Why do I have to complete a FAFSA? A. The Privately Funded scholarships and the Alumni Legacy scholarship are awarded based upon both financial need and merit. Recipients are not required to have a high need, but some amount of need is necessary. Please do not assume your financial need is not low enough! Complete the scholarship application anyway. Students with very low need may be awarded scholarships as well as those students with high need. Q. I have a very high GPA. Why wasn't I awarded any scholarships? A. Make sure to read all of the eligibility requirements. Remember, you must have a valid FAFSA on file with the Office of Financial Aid. If your Student Aid Report does not contain an EFC, then your FAFSA is not valid. Also, you must have some amount of financial need. Also, many scholarships have specific eligibility requirements aside from GPA that you may not meet. Q. Are the scholarships open to graduate students? A. Scholarships are generally only available to undergraduate students unless otherwise specified in the criteria. Q. I am a transfer student. How will you know my GPA? A. The Scholarship Committee obtains transfer student GPAs from the Office of Admissions. Q. I made a mistake on my application! How can I fix it? A. Please review your application for accuracy before submitting it. All applications are final once they have been submitted. FAQ    | Scholarship Application  |  Available Scholarships  

Out of State Incoming Freshman Scholarships

Teaser for Home: 
Body: 
Delaware State University currently provides our students an array of scholarships. Prospective scholarship recipients may become eligible based upon academic achievement, financial need, group affiliation, or some combination of these factors. The University works to assist students in meeting their financial needs (Financial Need = Cost of Attendance – Expected Family Contribution). In addition to scholarships, students in need of additional educational funds might consider: Contacting businesses, civic organizations, fraternal or religious organizations to ask if they offer scholarships, Speaking to high school administrative or counseling staff about available scholarships, Contacting a local library for further resource information, Researching the World Wide Web for helpful sites such as www.fastweb.com Scholarship Opportunities   The Osher Reentry Scholarship is available to adults who are entering DSU after a five year gap in pursuing their first bachelor’s degree. To apply, please download the following e-application; after completion, email it to dsufoundation@desu.edu. For more information, contact the Office of Development at dsufoundation@desu.edu or 302.857.6055. Click here to read more…     Merit Scholarships  Please visit www.desu.edu/npc to see which scholarship you may qualify for. Premier Platinum Scholarship is a merit-based scholarship awarded by the University’s Office of Admission to entering full-time, first-year freshmen who are United States citizens on the basis of above superior academic achievement. Full tuition (locked in rate) Platinum Scholarship is a merit-based scholarship awarded by the University’s Office of Admission to entering full-time first-year freshmen who are United States citizens on the basis of superior academic achievement. $15,000.00 Gold Scholarship is a merit-based scholarship awarded by the University’s Office of Admission to entering full-time, first-year freshmen who are United States citizens on the basis of outstanding academic achievement. $12,000.00 Silver Scholarship is a merit-based scholarship awarded by the University’s Office of Admission to entering full-time first-year freshmen who are United States citizens on the basis of above average academic achievement. Recipients of the Silver Scholarship may also be eligible for an additional grant pending review of their FAFSA. $9,000.00 DSU Advantage Grant is available on a first-come; first-served bases to applicants who apply and are accepted to the University.  A combination of GPA and test score determines eligibility and award amount.  Applicants must be full-time, first-year, just out of high school freshmen who are United States citizens.  Platinum, Gold, and Silver scholarship recipients are not eligible. $2,000.00 - $6,500.00   Please note that scholarship candidates are selected from the pool of admission applicants and are evaluated based on their complete academic (GPA and test scores) profile. A scholarship application is not required. Eligibility in no way guarantees awarding. Scholarships are awarded on a first-come, first-served basis. Financial need is not taken into consideration when awarding merit-based scholarships. Renewal of all scholarships is based on continued achievement of the grade point average (GPA) specified for the scholarship awarded, as well as consecutive full-time enrollment each semester. Visual and Performing Arts Scholarships Applicants with outstanding talents in music and who would like to be members of the “Approaching Storm” Band or the University Choir may be considered for these scholarships. Auditions are required. You may contact the Chairperson of the Music Department, Dr. Horace Lamar at 302.857.6680. Other Opportunities There are numerous outside scholarship opportunities for Delaware State University incoming freshman.  Please note that Federal and University financial assistance is available only to U.S. citizens and Permanent Residents. Also, please be aware that scholarships, policies, guidelines, and criteria are subject to change without prior notification.    

Investing in your future: Paying for college

feature_image: 
Body: 
At Delaware State University, education is an investment in your future. The lifelong benefits of a quality education far exceed the initial expenses involved. However, you may need assistance and guidance in meeting those expenses. The Delaware State University Financial Aid Office is committed to providing the best possible service and programs to assist you in achieving your educational goals. Currently enrolled students, the "Important Things You Must Know As You Go" checklist will keep on track. All new students must by fully admitted to Delaware State University to receive financial aid.  Please complete our on-line Admissions application to get started. The Office of Financial Aid understand that students and their families have a lot of questions about how the financial aid process works, especially the first time through the process. To help answer many of your questions, we strongly encourage you to familiarize yourself with the steps below and to read all of the information provided before contacting the financial aid office. New Student Financial Aid Checklist Step 1: Complete or update the Free Application for Federal Student Aid (FAFSA) and include Delaware State University’s school code of 001428. DSU should receive your FAFSA in 7 – 10 business days after you receive email confirmation from the US Department of Education that your FAFSA has been processed. Apply on-line at www.fafsa.gov Apply for a PIN first at www.pin.ed.gov before completing the FAFSA Step 2: Read the Student Aid Report (SAR) emailed to you by the US Department of Education and make any requested corrections to your FAFSA. If your SAR indicates your FAFSA has been selected for a process called verification, Delaware State University will send you a written request outlining the documentation that you will need to submit. Allow the financial aid office 20 – 25 (as much as 40 during peak processing times in the late spring and summer) business days to review your documents after they are submitted. Download our 2013-2014 verification documentation How to request an IRS tax return transcript More information on the verification process Be on the lookout for mail from the financial aid office. We have the right to request any and all documentation we need to resolve issues with your FAFSA or other data. Therefore, please respond to any requests for documentation promptly to avoid delays. Step 3: Seven to 10 business days after your FAFSA is received by DSU (and verification is completed, if applicable), you will receive a financial aid award letter. Read the letter completely and visit our web site if you need more information on the awards you’ve been offered.  Log onto your My DESU account to read and accept the Terms and Conditions of your Financial Aid Award. Learn how to read and accept your financial aid Terms and Conditions Read DSU's Award Guide Step 4:  If you wish to accept the Federal Stafford loans that are offered to you in your award notification, you must log on to your MyDESU account and accept your loans on-line.  For more information on how to accept your loans on-line, visit our FAQ page. In addition to accepting loan on-line, first time borrowers of Federal Direct Stafford loans must complete a Master Promissory Note (MPN) and Entrance Counseling. If you wish to participate in this loan program, complete your MPN and Entrance Counseling on-line. Learn how to accept, decline, or reduce your Federal Direct Stafford loans on-line Learn more about the Federal Direct Stafford loan program Complete Entrance Counseling and MPN at www.studentloans.gov If you forgot your PIN, request a duplicate at www.pin.ed.gov. (You will need this to access the studentloans.gov web site.) Step 5: Estimate your cost of attendance (COA). Remember: books and supplies are not included in your tuition and fees. They are an additional expense that you should take into account when determining your COA.  (Visit our Award Guide for an in depth explanation of how COA is calculated.) Delaware State University’s current tuition and fee schedule. (There will be no increase in the 2013-2014 tuition and fees.) Step 6: Determine your balance by subtracting your financial aid award from your estimated COA.  Step 7: Make plans to cover your balance. If you plan to apply for an additional loan, your loan application must be completed and approved before registering for classes during New Student Orientation.  Please allow the Office of Financial Aid 25 business days to process your loan applications once they have been approved and are ready for school certification. Learn more about the Federal Direct Parent PLUS loan program Complete a Parent PLUS loan application at www.studentloans.gov If your parent forgot his or her PIN, request a duplicate at www.pin.ed.gov. (He or she will need this to access the studentloans.gov web site.) Find information on Alternative Education loans Learn about DSU’s monthly payment plan Step 8:  Have outside scholarship checks sent directly to the Office of Financial Aid on your behalf.  Make sure the agency sending the check includes your full name and student ID# on the check, if possible. Have checks sent to: Delaware State University Office of Financial Aid 1200 N DuPont Highway Dover DE 19901 Step 9: Accept the terms and conditions of your financial aid award. Before you can receive any financial aid payments, you must read and agree to the terms and conditions.  Learn how to read and accept your financial aid award Terms and Conditions Step 10: Stay informed. Check your student email, Blackboard, and My DESU accounts regularly throughout the semester for updates from the financial aid office.

Alternative Loans

Body: 
An Alternative Education Loan will bridge the gap between the actual cost of your education and the limited amount the government allows you to borrow in its programs.  Eligibility for alternative student loans often depends on your credit score. You may begin applying for an Alternative Loan on April 15, 2014. The deadline for a submitted and approved Alternative loan is May 15, 2014. The application must be submitted and READY TO BE CERTIFIED in order to be processed.  We strongly recommend you secure a completed application by the deadline given, in order to have your bill processed in a timely manner.  If there are any changes that need to be made to your loan, refer to the Alternative Loan Change Form.  Keep in mind that processing time can take up to 10 business days from receipt of a loan that is READY TO BE CERTIFIED for any type of request.   Reasons to Apply For an Alternative Loan   Due to the overall costs of college, some students choose to apply for an alternative loan when grants, scholarships, and federal guaranteed loans are not enough to cover the total costs. You may also wonder, “Is an alternative loan the best option for me." When thinking of alternative ways to pay for college always remember the old adage “Let the BUYER BEWARE." Although applying for alternative loans are much more attractive to apply for than a Stafford loan, with perks such as: No FAFSA, no UP FRONT Fees, and no payments due until after graduation; they still can carry an enormous interest rate. Keep in mind that a subsidized a Stafford loan can carry a fixed interest rate of 4.5% and a private loan rate can be in excess of 20% with the possibility of it being variable. When trying to determine the best way to finance your education, you should consider each and every type of financial aid that is available. Be sure to only use Alternative Private Loans as a means to an end. Make sure you exhaust all sources of financial aid such as: your state's Department of Education, grants, scholarships, work study and federal student loans. Research, Research and Research! Go to the lender's website. Call the lender's servicing department. Get to know the basic terms and conditions of these alternative loans. You will have the burden of up to 20 years to pays these loans off. Also take into account as the years go by, the loan amount increases, and Interest stops for no one. Interest accrues at the time the loan is disbursed. Compare repayment incentives. Some lenders will give incentives of .25% reduction for going paperless, .25% reductions for auto pay, .50% reduction with a credit worthy co-signer, and a .50% reduction for graduation. Make sure you know what the fees are UP FRONT. You could be signing your life away if you are not careful. Make sure that you READ your truth in lending statement and you Private Loan Self Certification Form. This statement will include how much you will actually pay in interest payments. With a loan amount of $20,000, you could pay an excess of $34,000 when everything is all said and done. Although the economy seems to get worse with each passing day, there are still options when applying for alternative loans. Which lenders offer Alternative Loans?  Click here for the Alternative Loan Spreadsheet   Delaware State University does not endorse any of these lenders or their products. We strongly suggest you do your own research to find the loan that is best for you.   Frequently Asked Questions: I need an Alternative Loan.  What should I do? My Alternative Loan is approved.  What should I do now? Fixed or variable rate Alternative Loans: Which one should I choose?        

Federal PLUS Loans

Body: 
The Federal Direct Parent Loan for Undergraduate Students(PLUS) loan is a credit-based loan available to parents of dependent undergraduate students who are enrolled at least half-time (6 credits) in a degree seeking program. There is a fixed interest rate of 7.9% The loan origination fee is 4.204% (any loans originated after December 1, 2013, will have a loan origination fee of 4.288%) The borrower has the option of deferring the loan repayment until 6 months after the student graduates, withdraws from school, or enrolls for less than 6 credit hours in a semester. For more information on the Federal Direct PLUS loan please visit the US Department of Education’s website. Frequently asked questions: When do I begin the PLUS loan process? Borrowers may begin applying for the PLUS loan on November 18, 2013 for spring 2014 semester. The deadline for completed PLUS loan applications to be submitted to the Office of Financial Aid is December 2, 2013 for the spring 2014 semester. We strongly recommend that borrowers adhere to this deadline date in order to assure that funds will be secured by the July payment deadline. How do I apply for the PLUS loan? In order to initiate the PLUS loan process, students must file the Free Application for Federal Student Aid (FAFSA) or renewal FAFSA for the 2013-2014 academic school year. The borrower can log into the US Department of Education’s studentloans.gov website to Complete PLUS request process. Applicants must have a FAFSA PIN to log-on to the site. (Applicants can apply for a PIN or have a forgotten PIN re-established at www.pin.ed.gov.) Information on approved loans will be automatically forwarded to the Office of Financial Aid for processing. (Please note: if the Parent Plus Loan is approved, the borrower must complete a Plus Loan Master Promissory Note MPN). The MPN can be completed via the studentloans.gov websiteas well. To apply for a PLUS loan, you must be the biological (including non-custodial), adoptive or step-parent of the student. Also you must be a U.S. Citizen or Eligible Non-Citizen (e.g. Permanent Resident) to be eligible for this loan. All approved PLUS loans for the spring 2014 semester have 5 business days to be processed from the time that a completed application is received by the Delaware State University Office of Financial Aid. DSU will have the ability to view an application within 24 hours from the time that it is completed. However, during our peak processing season, loans may take up to 20 days to be processed. How much can I borrow? The maximum amount you may borrow for the academic year is the difference between the cost of attendance (tuition, fees, room and board, books, etc.) and the financial aid that the student is already receiving for that year. When applying for the loan before the aid package has been determined, we recommend that you request the maximum amount on the application. If the student receives additional financial assistance after the PLUS loan is certified, one or both disbursements may be reduced or cancelled to prevent over-awards. If you decide that you do not wish to apply for the maximum amount, please indicate a specified amount on the application. The amount indicated will be processed for the entire academic year and a 4.204% processing fee will be deducted each semester. How do I request an increase in the PLUS loan? To request an increase in the PLUS loan, please click on the link below and fill in the necessary information to complete the PLUS increase request form. An increase cannot be processed if: The student has already received a financial aid package up to the maximum cost of attendance allowed The Plus loan has been approved with a co-endorser (in such cases the borrower must reapply for a new loan and have the co-endorser re-sign for the loan) The first disbursement of the PLUS has already been paid to the student’s account Download the PLUS loan increase request form. What are my options if I am denied for a PLUS loan? If the loan is denied due to adverse credit, you have several options: Reapply utilizing an endorser The other parent can apply utilizing their information to possibly obtain an approved response You may allow your student to be awarded the additional Federal Direct Unsubsidized Stafford Loan The additional Unsubsidized Stafford loan amount available each year to freshman and sophomore students (up to 59 earned credit hours) is $4000. Juniors and seniors (60 earned credit hours or more) can receive a maximum amount of up to $5000. Once DSU receives a denied PLUS loan response from the Department of Education, the additional unsubsidized loan will be applied to the student’s financial aid award within our current loan processing timeframe. If the student does not wish to receive the unsubsidized loan, a request must be submitted in writing to the DSU Office of Financial Aid. If both parents are denied for the PLUS loan, only one unsubsidized loan will be awarded per academic year. What happens if the PLUS loan was initially denied and it has now been approved? Once notification has been received that the PLUS loan is approved, the additional unsubsidized loan amount will be removed and the PLUS loan will be applied for the amount indicated on the application. For any questions and/or concerns regarding PLUS loans, please contact loans@desu.edu. For questions regarding the completion of the PLUS loan application or Master Promissory Note, contact the Department of Education at 1-800-557-7394.  

Stafford Loans

Body: 
  A William D. Ford Direct Stafford Loan is extremely low risk loan because the Federal government guarantees them against default. A Federal Stafford Loan allows you to borrow money for your education. Student loans, unlike grants and work-study, are borrowed money that must be repaid, with interest, just like car loans and mortgages. Loans are also legal obligations, so before you take out a student loan, think about the amount you’ll have to repay over the years. For more information regarding Federal Student Loans, please visit the www.FederalStudentAid.ed.gov website. There are two types of Stafford Loans: Subsidized and Unsubsidized Federal Subsidized Stafford Loan U.S. Department of Education pays interest while borrower is enrolled at least half time (6 credit hours) or during grace and deferment periods Have a financial need  as determined by your FAFSA application Federal Unsubsidized Stafford Loan Interest begins to accrue immediately after the first disbursement, unlike the Subsidized Stafford loan You must be at least a half-time student (6 credits) A financial need as determined by your FAFSA application is not a requirement. However, the borrower must have a completed FAFSA on file Any federal loans disbursed between July 1, 2011 and June 30, 2012 will carry a fixed interest rate of 3.4% for Undergraduates and 6.8% for Graduate and Doctoral students. PLEASE NOTE: After July 1, 2012 all Undergraduate Stafford Loans will carry a fixed rate of 6.8%.Graduate and Doctoral students will no longer be eligible to received Subsidized Stafford Loans. Approximately 1% origination and insurance fees may be added to each disbursement. Fee rebates will no longer be offered.   Stafford Loan Annual Maximums Year in School Dependent Undergraduate Independent Undergraduate* Graduate or Professional Student** Freshman (0-29 earned credit hours) $5,500 (maximum of $3,500 can be subsidized) $9,500 (maximum of $3,500 can be subsidized) $20,500 (unsubsidized only) Sophomore (30-59 earned credit hours) $6,500 (maximum of $4,500 can be subsidized) $10,500 (maximum of $4,500 can be subsidized) $20,500 (unsubsidized only) Junior & Senior (60+ earned credit hours) $7,500 (maximum of $5,500 can be subsidized) $12,500 (maximum of $5,500 can be subsidized) $20,500 (unsubsidized only) Maximum loan debt from Stafford loans at graduation $31,000 (no more than $23,000 may be in subsidized loans) $57,500 (no more than $23,000 may be in subsidized loans) $138,500 (no more than $65,000 may be in subsidized loans disbursed prior to July 1, 2012) **Graduate debt includes loans received as an undergraduate.   * A dependent student whose parent applied and was denied for a Parent PLUS loan is eligible for an increase in the unsubsidized portion of their Stafford Loan For more information on the William D. Ford Federal Direct Stafford Loan, please logon to www.direct.ed.gov Once you have decided to apply for the Federal Stafford Loan, please begin with Entrance Counseling: Please logon to https://studentloans.gov and follow ALL steps listed  Click "Sign In" under the "Manage My Direct Loan" section Type in all requested information, click "Sign In"  Select "Complete Entrance Counseling" Choose your academic status  Read all information listed, click “Next” to move on. You must answer all questions to complete this process. Once completed, please print this confirmation page for your records After completion of the Entrance Counseling the borrower must complete a Master Promissory Note, please follow the steps listed below Select "Complete New MPN" Select the type of loan you are completing  Read over the information listed and complete ALL steps until you reach the end. Please print the completed MPN. **There may be options that must be expanded to view PLEASE NOTE: For questions regarding the completion of the Entrance Counseling or MPN, contact the Department of Education at 1-800-577-7394. Concerns regarding Delaware State University's financial aid process should be directed to our office.    

Scholarships

Body: 
Delaware State University currently provides our students an array of scholarships. Prospective scholarship recipients may become eligible based upon academic achievement, financial need, group affiliation, or some combination of these factors. Depending on whether you are a freshman, in or out of state, a returning or transfer student, please click on one of the following links. To learn about other financial aid opportunities at Delaware State University, click here to read more. Incoming Freshman — In State Delaware State University currently provides our students an array of scholarships. Prospective scholarship recipients may become eligible based upon academic achievement, financial need, group affiliation, or some combination of these factors.  Click here to read more… Incoming Freshman — Out of State Delaware State University currently provides our students an array of scholarships. Prospective scholarship recipients may become eligible based upon academic achievement, financial need, group affiliation, or some combination of these factors.  Click here to read more…   Returning and Transfer Students Returning / current DSU students and transfer students who wish to be considered for University Privately Funded Scholarships, including Alumni Legacy Endowed Scholarships should review the information below and complete the University Scholarship Login and Application online*.  Click here to read more…   Osher Reentry Scholarship The Osher Reentry Scholarship is available to adults who are entering DSU after a five year cumulative gap in pursuing their first bachelor’s degree. To apply, please download the following e-application; after completion, email it to dsufoundation@desu.edu.  For more information, contact the Office of Development at dsufoundation@desu.edu or 302.857.6055.  Click here to read more…

Tuition and Fees

Body: 
FEES FOR THE 2013-2014 ACADEMIC YEAR Download Adobe Acrobat (PDF) versions of this information here:   Coming Soon   If you have any questions, please contact the Office of Student Accounts at 302.857.6240 UNDERGRADUATE FULL-TIME STUDENT TUITION & FEES     FALL SPRING YEARLY TOTAL In-State $3,668.00 $3,668.00 $7,336.00 Out-of-State $7,846.00 $7,846.00 $15,692.00  STUDENT HEALTH INSURANCE FEE   FALL SPRING YEARLY TOTAL                     $  551.00 $  551.00 $1,102.00 STUDENT MEAL PLAN OPTIONS (Students MUST select one option from below or the Traditional 19 Meal Plan will be assigned. All PLUS meal plans include $100.00 flex dollars)     FALL SPRING YEARLY TOTAL Traditional 19 PLUS $1,922.00 $1,922.00 $3,844.00 Traditional 15 PLUS $1,858.00 $1,858.00 $3,716.00 Traditional 10 PLUS $1,705.00 $1,705.00 $3,410.00 Commuter 5 PLUS* $963.00 $963.00 $1,926.00   Meal plan yearly totals do NOT include summer sessions *(Option not available for residential students) PART-TIME STUDENTS     IN-STATE OUT-OF-STATE Per Credit Hour $272.00 $620.00 Registration Fee $50.00 $50.00 Technology Fee $55.00 $55.00 Wellness Fee $225.00 (Pro-rated based on total number of credit hours) $225.00 (Pro-rated based on total number of credit hours)   Students who reside in the traditional halls and have less than 12 credit hours per semester will be assessed a part-time boarder fee to adjust the student account to reflect full-time charges. DOCTORAL AND GRADUATE FEES     IN-STATE OUT-OF-STATE DOCTORAL Per Credit Hour $417.00 $920.00 $528.00 Registration Fee $60.00 $60.00 $60.00 Technology Fee $55.00 $55.00 $55.00   SUMMER 2014 FEES     Undergraduate Graduate Doctoral In-state per Credit Hour $177.00 $417.00 $528.00 Out-of-Sate per Credit Hour $403.00 $920.00 $528.00   Traditional Res. Halls per session $800.00   Traditional 19 per session  $950.00 Traditional 15 per session  $829.00 Traditional 10 per session  $581.00 Commuter 5  $305.00   All students who reside in University housing are required to be enrolled in at least 12 credit hours per semester. Students who are enrolled in less than 12 credit hours per semester will be assessed a part-time boarder fee to reflect full-time charges on the student’s account. TRADITIONAL RESIDENCE HALLS     FALL SPRING YEARLY TOTAL Conwell Hall $3,488.00 $3,488.00 $6,976.00 Evers/Jenkins $3,488.00 $3,488.00 $6,976.00 Laws Hall $3,488.00 $3,488.00 $6,976.00 Tubman Hall $3,488.00 $3,488.00 $6,976.00 Warren Franklin Hall $3,745.00 $3,745.00 $7,490.00 Wynder Towers $3,745.00 $3,745.00 $7,490.00   Boarding Students: Normally, freshmen are assigned rooms in Meta Jenkins Hall (Co-Ed), Meta Jenkins Hall (Co-Ed), Harriet Tubman Hall (F), Lydia P. Laws Hall (F) and Wydner Towers (Co-Ed Honors).  New Students interested in Honors Housing must contact the Honors program at honors@desu.edu or call 302-857-7514.  Designated areas for upperclassmen in traditional housing are Warren-Franklin Hall and the Living and Learning Commons which are Co-Ed facilities. Upperclassmen with a minimum of 30 credit hours may apply for the University Courtyard Apartments, call 302.857.7966 or the University Village Apartments, call 302.857.8511.   UNIVERSITY COURTYARD 12 MONTH LEASE     PER MONTH PER SEMESTER PER YEAR Two Bedrooms/Two Baths $874.00 $5,244.00 $10,488.00 Four Bedrooms/Two Baths $750.00 $4,500.00 $9,000.00   UNIVERSITY VILLAGE APARTMENTS - 12 MONTH LEASE     PER MONTH PER SEMESTER PER YEAR One Bedroom/One Bath $1,064.00 $6,384.00 $12,768.00 Two Bedrooms/Two Bath $874.00 $5,244.00 $10,488.00 Two Bedrooms/One Bath $787.00 $4,722.00 $9,444.00  Four Bedrooms/Two Baths $757.00 $4,542.00  $9,084.00  Two Bedrooms/One Bath Suite $720.00 $4,320.00  $8,640.00     UNIVERSITY VILLAGE - MEAL PLAN OPTIONS (Students MUST select one option from below or the Traditional 19 Meal Plan will be assigned. All meal plans include $100.00 flex dollars)     FALL SPRING YEARLY TOTAL Traditional 19 PLUS $1,922.00 $1,922.00 $3,844.00 Traditional 15 PLUS $1,858.00 $1,858.00 $3,716.00 Traditional 10 PLUS $1,705.00 $1,705.00 $3,410.00   Meal plan yearly totals do NOT include summer sessions HOUSING DEPOSIT: A $200.00 housing deposit is required to secure your housing assignment for the academic year. Housing is available on a first-come, first-served basis. The housing deposit is non-refundable if not received by June 30. SENIOR CITIZEN’S FEE WAIVER: To obtain a senior citizen’s waiver of tuition, a student must be sixty-two (62) years of age or older and must present proof of age to the Office of Student Accounts. The waiver is for tuition only and the student is responsible for any additional fees. ONLY STUDENTS ENROLLED IN UNDERGRADUATE COURSES ARE ELIGIBLE. LAB FEES: Laboratory fees are assessed for some courses to cover the cost of supplies and special facilities. Labs may vary from $10.00 to $20,000.00. The Airway Science Labs vary from $5,000.00 to $20,000.00 per related course. STUDENT CENTER COMPLEX FEE: Goes toward the cost of the New Strength and Conditioning Facility, Wellness Center and the Student Center.   ITEMIZED FEES FOR THE 2013 - 2014 ACADEMIC YEAR Application Fee (Graduate/Doctoral) $50.00 Application Fee (Undergraduate) $35.00 Course Overload Fee Per Credit Hour* (In-State) $272.00 Course Overload Fee Per Credit Hour* (Out-of-State) $620.00 Drop Fee (Per Drop Slip) $10.00 Failure to Pre-Register* $50.00 Graduate Activity Fee–Full Time* (4 credits or more) $60.00 Graduate Activity Fee–Part Time* (3 credits or less) $30.00 Graduate Sustaining Fee* $25.00 Graduation Fee (Graduate/Doctoral) $175.00 Graduation Fee (Undergraduate) $175.00 Late Registration Fee $50.00 NBS Tuition Payment Plan Enrollment Fee (Per Semester) $35.00 NBS Tuition Payment Plan Enrollment Fee (Per Summer Session) $35.00 NBS Return Payment Fee $30.00 Non-Payment Fee* $150.00 Overdue Library Fee (Per Day) $1.00 Reinstatement Fee* $150.00 Registration Fee* (Graduate) $60.00 Registration Fee* (Undergraduate) $50.00 Returned Check Fee $35.00 Senior Citizen’s Registration Fee* (Undergraduate Only) $50.00 Senior Citizen’s Technology Fee* (Undergraduate Only) $55.00 SMARTCARD ID Replacement Fee $50.00 Student Activity Fee* (Full-Time) $135.00 Student Center Complex Fee* (Pro-rated based on credit hours) $225.00 Student Health Insurance Fee* $551.00 Student Teaching Fee* $150.00 Technology Fee* $55.00 Technology Fee* (Summer Sessions) $35.00 Traditional Housing Deposit $200.00 Transcript Fee $10.00 University Courtyard Application Fee $100.00 University Courtyard Deposit $300.00 University Courtyard Late Fee (Monthly) $35.00 University Village Application Fee $100.00 University Village Deposit $300.00 University Village Late Fee (Monthly) $35.00 Vehicle Registration Fee (Per Semester) $40.00 Vehicle Registration Fee (Per Year) $70.00 Vehicle Registration Fee (Summer) $30.00 *Fees can be applied on a per semester basis All fees are subject to change

Pages